Re: ARE YOU IN FORECLOSURE ARE YOU BEHIND ON YOUR BILLS IS YOUR LOAN MODIFICATION GOING NOWHERE
CALL JONATHAN E. LITZ, ESQ. at 561-392-6711
If you are in foreclosure or have a foreclosure sale pending I may be able to save you home.
If you act IMMEDIATELY your property may be SAVED FROM FORECLOSURE by filing a Chapter 13 Bankruptcy before the foreclosure is finalized. This filing may STOP THE FORECLOSURE and all other lawsuits and may allow you to strip other mortgages and/or liens on your property. Additionally, this filing may also stop harassment from bill collectors. As long as you have regular income or receive support from another source you may be able to save your home through this federally established legal program; even if the mortgage company has refused to allow you to pay back the money over a period of time.
Under a Chapter 13 Bankruptcy you can generally reinstate your mortgage by arranging to make up back payments over a period of 5 years. While reinstating the mortgage, other creditors are generally put into the Chapter 13 Bankruptcy or discharged all together depending on the specific circumstances. You may be able to pay unsecured creditors such as credit cards and medical bills, etc. as little as 1% of the debt. In addition, if you have additional mortgages they could be stripped of what is owed on the mortgage.
If you are unable to file a Chapter 13 Bankruptcy, you should consider a Chapter 7 Bankruptcy. While a Chapter 7 Bankruptcy may only temporarily stop the foreclosure, it may protect you from: a deficiency judgment on your mortgage; garnishments; other lawsuits; and harassment from your creditors; and it may allow you to get a fresh start with your debts.
We may be able to save your property from foreclosure, you should contact this office today. We work nights and weekends in emergency situations.
PLEASE CALL ME TODAY FOR A FREE PHONE CONSULTATION! PAYMENT PLANS AVAILABLE
Sincerely,
JONATHAN E. LITZ, ESQUIRE
THE LAW OFFICE OF JONATHAN E. LITZ, P.A.
1499 W. Palmetto Park Road
Suite 156
Boca Raton, Florida 33486
Telephone: 561-392-6711 Facsimile: 561-392-6717
Jonathan E. Litz has been a member of the Florida Bar since April 15, 1999 and is also a member of the Bankruptcy Bar Association. After obtaining a Juris Doctorate Degree from Nova Southeastern University in January 1999, Mr. Litz practiced in Commercial collections and litigation, but now practices primarily in Bankruptcy representation, foreclosure defense, and real estate.
Location: Boca Raton
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