We are a group of professional real estate investors and we would like to introduce you to methods that give you greater control over your investments and safely make them grow at two to five times your current rate. Does this sound too good to be true Well, the truth is, it is not. Many private investors just like you are currently enjoying these rates of return with minimum or no risk.
Smart investors have been utilizing this investment opportunity for years. In fact, there have been entire companies built around this strategy.
This is a very safe investment that produces a high rates of return while at the same time provides higher level of security and liquidity.
You’ve seen how unsure and volatile the stock market can be. Do you want your future to be controlled by the events that take place on the other side of the globe Well, maybe it’s time to consider alternatives
-Private Loans Secured by a Mortgage-
So, what is a Private Loan It is a loan made to a real estate investor that is secured by real estate. Private Loan Investors are given a first or second mortgage that secures their legal interest in the property and secures their investment. We are not talking about high Loan-To-Value (LTV) ratios the banks and savings and loan institutions make on homes. We offer very low LTV ratios to our Private Lenders to increase security of the loan. Our standard LTV ratios are under 75% of the value of the property securing the loan and frequently as low as 60% to 68%. This means additional security on the investment.
For example, if a property is valued at $100,000, our Private Lender will never have to loan more than $75,000 dollars on the property. That’s a 75% loan-to-value ratio. This is obvious a much safer approach from that taken by conventional lenders. These banks get into trouble because they make loans at an 85%, 90%, or even 100% loan-to-value ratio leaving them no equity for transfer costs, if they are ever forced into a position where they have to take back the collateral property.
You, as a lender, will never lend more than 75% LTV. As a lender, it is in your best interest to minimize risk and maximize return and this is why a loan should never be made without a 25% safety net. We don’t violate this rule, because your security is at stake.
Private lending is an incredible way to build wealth in a way that most people aren’t aware exists. If you have any more questions or would like to receive more information about this opportunity, please respond to this posting and someone will be in contact with you shortly.
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